13 insurance terms everyone should know.
Insurance has a language all its own, and your policy documents may contain some insurance terms you’re not familiar with. That’s why your independent agent is always there for you, to answer any questions you may have. Still, it’s helpful to have these basic...
How to safely reopen business during COVID-19.
Whether you’ve had to temporarily close your business because of the COVID-19 pandemic or a natural disaster, like a hurricane or tornado, we know how important it is to get back to business. And, we want to help you get there safely. To help you navigate reopening...
What you should know about your personal auto premium refund.
During the COVID-19 pandemic, we recognize people are driving less. We’re all doing our part to halt the spread of COVID-19, and that means being on the roads less and staying home more. For these reasons, we’re committed to doing our part by providing a 15% refund...
How parents can help prevent teen distracted driving.
When researchers analyzed video of nearly 1,700 crashes involving teen drivers, they discovered that 58% of them were caused by some form of teen distracted driving. The top distraction was interaction with other teen passengers in the car; number two was cell phone...
4 tips to help prevent commercial distracted driving.
According to the National Highway Traffic Safety Administration (NHTSA), about nine people die every day as a result of distracted driving. But the danger is compounded when drivers of commercial vehicles are driving distracted, as commercial vehicles are often much...
7 steps to take to prepare for a flood.
The best time to prepare for a flood is before the first drop of rain falls. Plan now, and you can face rising waters later with a little more peace of mind. Follow these tips to get ready for flood season: Know your risk. Do you live in a floodplain (a flood-prone...
Whole life and term life insurance: What’s the difference?
If you’re not 100% sure what the difference is between whole life and term life insurance, you’re not alone. For many, it’s enough to know that term life insurance is generally cheaper. But cost isn’t the whole story. To help you decide which is best for you and your...
3 types of business coverage you should consider.
Every business is unique. That’s why our standard policies for businesses have different iterations for retail stores and service, distributors, offices and contractors. But to fully protect the business you’ve created, it’s a good idea to add on some additional...