Our mid- to large-size business insurance grows with you.
A commercial package policy offers the flexibility you need.
Whether you operate from one location or across the Northeast, we offer comprehensive product offerings and unique coverage enhancements to meet the needs of today’s business owners.
For mid-size to large-size businesses or those with unique risks, a commercial package policy provides the general liability, commercial property, and many other coverages that your business needs. Commercial package policies work especially well for contractors, manufacturers, auto repair shops, retail stores, wholesalers and distributors, restaurants, offices, and professional services.
To get started, have a true conversation with a local, independent agent. They’re experts in business insurance and know how to assess your unique risks. With their guidance, you’ll find the coverage you need to ensure your business is properly protected.
Additional coverages for mid-size to large businesses
Equipment breakdown
Cyber and information protection
Covers losses resulting from a data breach, identity theft, or other cybercrimes.
Employment practices liability insurance (EPLI)
Covers legal fees resulting from employee lawsuits claiming discrimination, harassment, wrongful termination, and more.
Professional liability (Errors and Omissions) for contractors and manufacturers
Covers legal expenses if your business is sued for damages due to faulty workmanship, materials, design, or products, and damages resulting from an error, omission, or negligent act.
Workers compensation
Required by most states. Covers medical bills and lost wages that result from a work-related injury or illness.
Commercial crime
Coverage to help you recover from employee theft, forgery or alterations, computer and funds transfer fraud, and more.
Inland marine (property away from premises)
Coverage for mobile property off premises that becomes lost, stolen, or damaged.
Employee benefits liability
Coverage to help you recover from claims filed by employees related to negligent administration (communication, record keeping, termination) of their benefits plan. Benefits may include group insurance coverage, pension plans, and more.